Protecting a Business Investment

Six Tips For Preventing Online Identity Theft

Posted by on Jul 28, 2016 in Uncategorized | Comments Off on Six Tips For Preventing Online Identity Theft

Identity theft has quickly become one of the fastest growing crimes, with around 27 million Americans affected over the past five years. By getting your personal information online, cyber criminals can quickly ruin your credit and affect your livelihood. Fortunately, there are ways to protect yourself and your information. By implementing these six simple preventative measures, you can greatly reduce the risk of someone stealing your identity and your money.

Avoid Website Redirects

This is a common issue, and it’s fairly easy to spot if you know what to look for.

Say you log into your bank’s website to check your account balance. You type in the web address, the page loads, you enter your login and password, and you’re in. Problem is, you were actually redirected to another website that mirrored your bank’s. And now all that information you typed in was recorded by special software. The criminals now have access to your account, personal information, and any other information your bank has on you.

One way to prevent this is to double check that the URL of the website you go to actually matches the URL of what you typed in the search engine. If it differs at all, do NOT enter your user name and password. 

Say No to Vishing

Suppose you’re a victim of the website redirect in the above scenario. The cyber criminal has your phone number and calls you, posing as one of your bank’s representatives and letting you know that their website was recently hacked. You go into a panic, and they reassure you they are doing everything in their power to protect you and prevent this from happening again.

They tell you that in order to recover any lost or stolen money, you’ll need to verify your social security number, birth date, your mother’s maiden name, or any other piece of the puzzle needed to completely steal your identity. This is a form of phishing via phone, known as vishing, and there is one really easy way you can protect yourself.

Get their name and extension, and let them know you will call the number listed on the bank’s website. Do not call the number on the caller ID or any number they give you. If it is legitimate, when you call the number listed on the website and ask for their extension, they should be right there, awaiting your call. Never give out any personal information to anyone who has called you.

Verify Strange Text Messages

Another trending way criminals are stealing others’ identity is by sending text messages from what appears to be a bank, urging you to avoid fees by responding immediately. They will include a link for you to click on, and from there, you enter personal information that they are just waiting to grab. Anytime you receive a text message like this, verify its legitimacy by actually calling the institution.

Beware of Shoulder Surfers

If you use a computer at work, or anywhere public for that matter, be very cautious about entering personal information online while anyone is nearby, co-workers and customers included. A lot of criminals have gotten pretty savvy about finding slick ways of stealing your information this way, including making it look like they’re texting or calling someone when in reality, they are recording you as you type.   

Invest in Identity Theft Protection

There are a multitude of programs that can help you prevent identity theft; just keep in mind that nothing is guaranteed. Regardless, a monitoring service can benefit you greatly. These programs alert you every time someone checks your credit, a credit card is opened in your name, your credit score changes, or your personal information is being used to change an address, cash a check, or apply for a payday loan. 

Check Your Credit Report Often

The Federal Trade Commission (FTC) has found that people who discovered signs of identity theft within the first month, and did something about it, spent less than 10 hours fixing the issue. You are allowed one free credit report each year from the major credit reporting agencies, but you can have more under certain circumstances, specifically, if you suspect fraudulent activity.

In your report, look for any accounts you have not opened, addresses that are wrong, and a list of creditors in the inquiries section that don’t look familiar to you. If anything is off, immediately place a fraud alert with the credit agency and report the activity to the FTC. They will advise you on what to do next, which should include reporting the identity theft to the local police department.

For information on cyber identity security, contact a company like Silent Security 1.

Six Tips For Preventing Online Identity Theft

Posted by on Jul 28, 2016 in Uncategorized | Comments Off on Six Tips For Preventing Online Identity Theft

Identity theft has quickly become one of the fastest growing crimes, with around 27 million Americans affected over the past five years. By getting your personal information online, cyber criminals can quickly ruin your credit and affect your livelihood. Fortunately, there are ways to protect yourself and your information. By implementing these six simple preventative measures, you can greatly reduce the risk of someone stealing your identity and your money.

Avoid Website Redirects

This is a common issue, and it’s fairly easy to spot if you know what to look for.

Say you log into your bank’s website to check your account balance. You type in the web address, the page loads, you enter your login and password, and you’re in. Problem is, you were actually redirected to another website that mirrored your bank’s. And now all that information you typed in was recorded by special software. The criminals now have access to your account, personal information, and any other information your bank has on you.

One way to prevent this is to double check that the URL of the website you go to actually matches the URL of what you typed in the search engine. If it differs at all, do NOT enter your user name and password. 

Say No to Vishing

Suppose you’re a victim of the website redirect in the above scenario. The cyber criminal has your phone number and calls you, posing as one of your bank’s representatives and letting you know that their website was recently hacked. You go into a panic, and they reassure you they are doing everything in their power to protect you and prevent this from happening again.

They tell you that in order to recover any lost or stolen money, you’ll need to verify your social security number, birth date, your mother’s maiden name, or any other piece of the puzzle needed to completely steal your identity. This is a form of phishing via phone, known as vishing, and there is one really easy way you can protect yourself.

Get their name and extension, and let them know you will call the number listed on the bank’s website. Do not call the number on the caller ID or any number they give you. If it is legitimate, when you call the number listed on the website and ask for their extension, they should be right there, awaiting your call. Never give out any personal information to anyone who has called you.

Verify Strange Text Messages

Another trending way criminals are stealing others’ identity is by sending text messages from what appears to be a bank, urging you to avoid fees by responding immediately. They will include a link for you to click on, and from there, you enter personal information that they are just waiting to grab. Anytime you receive a text message like this, verify its legitimacy by actually calling the institution.

Beware of Shoulder Surfers

If you use a computer at work, or anywhere public for that matter, be very cautious about entering personal information online while anyone is nearby, co-workers and customers included. A lot of criminals have gotten pretty savvy about finding slick ways of stealing your information this way, including making it look like they’re texting or calling someone when in reality, they are recording you as you type.   

Invest in Identity Theft Protection

There are a multitude of programs that can help you prevent identity theft; just keep in mind that nothing is guaranteed. Regardless, a monitoring service can benefit you greatly. These programs alert you every time someone checks your credit, a credit card is opened in your name, your credit score changes, or your personal information is being used to change an address, cash a check, or apply for a payday loan. 

Check Your Credit Report Often

The Federal Trade Commission (FTC) has found that people who discovered signs of identity theft within the first month, and did something about it, spent less than 10 hours fixing the issue. You are allowed one free credit report each year from the major credit reporting agencies, but you can have more under certain circumstances, specifically, if you suspect fraudulent activity.

In your report, look for any accounts you have not opened, addresses that are wrong, and a list of creditors in the inquiries section that don’t look familiar to you. If anything is off, immediately place a fraud alert with the credit agency and report the activity to the FTC. They will advise you on what to do next, which should include reporting the identity theft to the local police department.

For information on cyber identity security, contact a company like Silent Security 1.

Six Tips For Preventing Online Identity Theft

Posted by on Jul 28, 2016 in Uncategorized | Comments Off on Six Tips For Preventing Online Identity Theft

Identity theft has quickly become one of the fastest growing crimes, with around 27 million Americans affected over the past five years. By getting your personal information online, cyber criminals can quickly ruin your credit and affect your livelihood. Fortunately, there are ways to protect yourself and your information. By implementing these six simple preventative measures, you can greatly reduce the risk of someone stealing your identity and your money.

Avoid Website Redirects

This is a common issue, and it’s fairly easy to spot if you know what to look for.

Say you log into your bank’s website to check your account balance. You type in the web address, the page loads, you enter your login and password, and you’re in. Problem is, you were actually redirected to another website that mirrored your bank’s. And now all that information you typed in was recorded by special software. The criminals now have access to your account, personal information, and any other information your bank has on you.

One way to prevent this is to double check that the URL of the website you go to actually matches the URL of what you typed in the search engine. If it differs at all, do NOT enter your user name and password. 

Say No to Vishing

Suppose you’re a victim of the website redirect in the above scenario. The cyber criminal has your phone number and calls you, posing as one of your bank’s representatives and letting you know that their website was recently hacked. You go into a panic, and they reassure you they are doing everything in their power to protect you and prevent this from happening again.

They tell you that in order to recover any lost or stolen money, you’ll need to verify your social security number, birth date, your mother’s maiden name, or any other piece of the puzzle needed to completely steal your identity. This is a form of phishing via phone, known as vishing, and there is one really easy way you can protect yourself.

Get their name and extension, and let them know you will call the number listed on the bank’s website. Do not call the number on the caller ID or any number they give you. If it is legitimate, when you call the number listed on the website and ask for their extension, they should be right there, awaiting your call. Never give out any personal information to anyone who has called you.

Verify Strange Text Messages

Another trending way criminals are stealing others’ identity is by sending text messages from what appears to be a bank, urging you to avoid fees by responding immediately. They will include a link for you to click on, and from there, you enter personal information that they are just waiting to grab. Anytime you receive a text message like this, verify its legitimacy by actually calling the institution.

Beware of Shoulder Surfers

If you use a computer at work, or anywhere public for that matter, be very cautious about entering personal information online while anyone is nearby, co-workers and customers included. A lot of criminals have gotten pretty savvy about finding slick ways of stealing your information this way, including making it look like they’re texting or calling someone when in reality, they are recording you as you type.   

Invest in Identity Theft Protection

There are a multitude of programs that can help you prevent identity theft; just keep in mind that nothing is guaranteed. Regardless, a monitoring service can benefit you greatly. These programs alert you every time someone checks your credit, a credit card is opened in your name, your credit score changes, or your personal information is being used to change an address, cash a check, or apply for a payday loan. 

Check Your Credit Report Often

The Federal Trade Commission (FTC) has found that people who discovered signs of identity theft within the first month, and did something about it, spent less than 10 hours fixing the issue. You are allowed one free credit report each year from the major credit reporting agencies, but you can have more under certain circumstances, specifically, if you suspect fraudulent activity.

In your report, look for any accounts you have not opened, addresses that are wrong, and a list of creditors in the inquiries section that don’t look familiar to you. If anything is off, immediately place a fraud alert with the credit agency and report the activity to the FTC. They will advise you on what to do next, which should include reporting the identity theft to the local police department.

For information on cyber identity security, contact a company like Silent Security 1.

Maintain Your Gun Safe For A Lifelong Investment

Posted by on Jun 22, 2016 in Uncategorized | Comments Off on Maintain Your Gun Safe For A Lifelong Investment

Owning a rifle or handgun can be a great way to defend your home, give you peace of mind, practice the sport of shooting, or even put food on the table for your family. If you’re looking at purchasing your first gun or to expand your collection, you should be aware that owning a firearm is a big responsibility and figuring out how to safely store your guns is of utmost importance. While there are many different ways to secure guns in your home, one of the most tried-and-true methods is a simple gun safe. However, the safe, just like the guns it holds, must be properly maintained and cared for if you want it, and the guns it holds, to last. Read on to find out what you can do to maintain your gun safe to make it last a lifetime.

Clean it Monthly

You may not notice it, but your safe will collect dirt, dust, and other grime as it sits, regardless of where you’ve stored it. The tiny particles that collect on your safe over time may not seem like much, but as they build up, they can ruin the finish on the safe and invite rust and corrosion to the exterior — tarnishing the look of your safe and weakening the integrity of the structure.

Luckily, with very little preventative work, you can keep your safe clean and avoid any problems. Once a month (or more, if your safe is in a spot where it gets dirty more often), take a cloth that’s non-abrasive and use dish soap and water to gently wipe down the exterior of your safe, including the lock itself, hinges, bolts, and the handle. Use a second cloth to dry the safe, and you’re done. Avoid using more abrasive cleaners like metal polishes and cleaners, as they can strip away the finish on your safe.

Inspect, Oil, and Service it Once a Year

Your safe is more than just a block of metal — it has various moving parts that need to be cared for. At least once a year (or more often, if you notice the bolts sticking), grease the fronts and bottoms of the bolts and the sides, tops, and bottoms of the hinges to keep the safe opening and closing smoothly. While you have the safe open, inspect the fire seal (the small black strip around the front of the safe opening that looks like weather stripping). If the seal is cracked, ripped, or otherwise damaged, have it replaced as soon as possible. It’s also a good idea to have a locksmith come out to inspect and service the lock every year. Doing all of these at the same time each year will help keep your safe maintenance simple.

Keep Humidity out of it

The above steps will help make sure that your safe is in good working condition, but having a good gun safe will do you no good if the guns inside are rusty and ruined by moisture trapped inside. Even if you live in a dry climate, the tight, secure confines of a safe can trap moisture inside and destroy your firearms. To prevent this, invest in a safe dehumidifier that will pull the moisture from the air inside the safe, making it dry and ideal for your guns. A less expensive option is to purchase silica packets online (the kind you find in packs of beef jerky) and store them in the safe. They will soak up and store the moisture in the safe, so they shouldn’t be touching the guns as the moisture inside them will corrode the metal.

A gun safe is a great way to protect your firearms and keep them out of the wrong hands. By implementing a few small preventative measures, you can make your investment last a lifetime. For more information on safe maintenance, contact a company like A-AAA Locksmiths, LLC.

How To Protect Your Home Against The Most Common Burglary Entrance Methods

Posted by on Apr 19, 2016 in Uncategorized | Comments Off on How To Protect Your Home Against The Most Common Burglary Entrance Methods

Eighty percent of burglars gain entry into a home by way of the front or back door, or first floor window. As a homeowner or renter, it is important to be aware of these statistics so you can take the necessary preventative measures to protect your home, family, and any valuables you keep in your home. Here is some information you can use to help protect your home from a potential burglary where the burglar enters through a door or window.

Front, Side, and Back Doors

Although your home’s front door is a burglar’s first choice of entry into your home, as many as two-thirds of burglars use a door that you have left unlocked to get into your home. You don’t want to leave your front door unlocked to give a burglar easy access, even when you are home. Make an easy upgrade to your front door by making sure you have a few extra security features. If you have a side or back door, add these extra security features to these entrances to further protect your home. 

First, make sure your front, side, and back doors each have a working deadbolt lock that you can secure while you are home and when you leave your home. This requires the deadbolt to work on a key from the outside. Having this type of extra security can also prevent break-ins while you are at home, as 28 percent of burglaries in the past have occurred when someone was home. Then, seven percent of these burglaries resulted in the household member at home experiencing violence from the burglar.

Another safety measure to add extra security to your front, side, and back doors is to replace the screws holding your door’s strike plate with two or three-inch long screws. Most typical strike plates are installed using only one-inch long screws. Using longer screws can help prevent burglars from kicking in your door to gain access into your home.

Windows

Just as an unlocked door is an easy way for a burglar to gain access into your home, an unlocked window makes a burglar’s task easy as well. For this reason, be sure to close and lock all first floor windows, especially when you leave your home. Then, when you are home, you can choose to open any second story windows in your home. A second story window is more difficult for a burglar to use to gain entry into your home.

Next, be sure to keep bushes and vegetation trimmed away from your home’s windows. Vegetation around first story windows can provide cover and a hiding place for a burglar while they try to get into your home. They can also use any vegetation in front of your home’s windows as cover while they peek through your windows to case out your home for a future burglary. 

If a burglar looks through your home’s windows at night to see if anyone is home before trying to break into your home, make your home looks lived in, even while you are not at home. You can set up on a timer one or two lights inside your home to turn on and off throughout the evening. You can also set a fake television on a timer in one room of your house to turn on in the evening. This fake television uses bright LED lights to illuminate a dark room in your home with flickering, changing images, just as a real television would look, but without the same amount of electricity use.

Use this information to help protect your home from burglaries through these common points of entry. For more tips, contact a company like Oversight Security

Factors To Consider When Purchasing A Motorcycle Trailer

Posted by on Mar 28, 2016 in Uncategorized | Comments Off on Factors To Consider When Purchasing A Motorcycle Trailer

A motorcycle trailer can help you transport your motorcycle from one location to another. This is perfect if you enjoy taking your motorcycle with you when you travel on vacation, yet don’t enjoy riding your motorcycle that far. However, not all motorcycle trailers are the same. What you may want in a trailer may be completely different than what someone else is looking for. Learning what the differences are in the trailers and what factors you should consider will help you select the motorcycle trailer that is ideal for you when it comes time for you to purchase one. Here are a few of the factors you want to consider when you are getting ready to purchase a motorcycle trailer.

Whether the Trailer is Enclosed or Not

One of the most important factors you will need to consider when purchasing a motorcycle trailer is whether you want an enclosed or open trailer. An enclosed trailer is box-shaped consisting of the floor, four walls and a roof. An non-enclosed, or open, trailer is simply made up of a floor. Both allow you to haul your motorcycle, yet the enclosed one is the only one that offers any protection to your motorcycle. An enclosed motorcycle trailer protects your motorcycle from weather elements, such as sun rays, hail or rain. It also protects your motorcycle against road debris, such as rocks and gravel. However, this type of trailer is more expensive. If you plan on traveling during or through rough weather, an enclosed trailer may be ideal for you. If you only plan on taking your motorcycle with you when the weather is nice and are willing to risk road debris, an open motorcycle trailer may make more sense for you.

Size of the Trailer

Motorcycle trailers come in different widths and lengths. This allows you to fit more than one standard-sized motorcycle on there or accommodate larger bikes. If you are looking to tow one standard-sized motorcycle, the size of the trailer is not something you need to pay close attention to, as all trailers will fit at least one standard-sized motorcycle. However, if you are looking to tow two or three motorcycles, or have a larger custom bike, this is a factor you will want to pay close attention to. Paying attention to the length and width of the trailer will help ensure that your trailer can fit your larger-than-normal bike or fit the multiple motorcycles you wish to tow at once.

Aluminum Versus Steel

The last factor you need to consider when purchasing a motorcycle trailer is what material the trailer is made from. Most trailers are made from either aluminum or steel. There are pros and cons to each material type. Steel trailers are often cheaper up front but require more maintenance in the long run. Aluminum is more expensive up front but is more resistant to rusting and requires less maintenance. Aluminum also weighs a bit less than steel. This is important to keep in mind if you have a vehicle with a low towing capacity, as the weight of the trailer has to be calculated along with the weight of the motorcycle. Considering the amount of money you are willing to spend, how much time you want to put into caring for your trailer and the weight of your bike versus your vehicle’s towing capacity will help you decide which material makes the most sense for your motorcycle trailer. 

It is important to take the time and do your research before you set foot on a sales floor to purchase a motorcycle trailer. This will allow you to learn what type of trailer will best meet your needs and purchase accordingly. There are many differences between different types of motorcycle trailers. Researching enclosed versus open trailers, trailers sizes and steel versus aluminum trailers will help educate you on the different options out there, allowing you to find a trailer that meets your budget and your needs.  

For more information and options, talk with a company that sells motorcycle trailers, like Ace Trailer Sales.

Understanding The Function And Advantage Of Two Factor User Authentication

Posted by on Mar 3, 2016 in Uncategorized | Comments Off on Understanding The Function And Advantage Of Two Factor User Authentication

As a business owner, it is important that you understand the fundamentals of securing your employee workstations and your network. When it comes to server access and network authorization, the more security you have, the better. That’s where two factor user authentication can help. Here’s a look at the basics of what it is and why it’s helpful. Understanding these things may help you to appreciate its benefits for your company.

What Exactly is Two Factor User Authentication?

Two factor authentication is a user authentication method that goes beyond the basic password system. Instead of requiring just a user password to access a computer system, network drive or other asset, two factor authentication requires two separate authentication methods.

For example, you can require users to enter a combination of a basic password and a palm scan or a numerical access code and a fingerprint. That’s not to say that two factor authentication requires any form of biometrics. In fact, you can even use any combination of a password, identification number and a scannable identification or access card.

Why Should You Consider Two Factor User Authentication?

Two factor user authentication can help you to enhance the security of your company’s networks in many ways. Here are a few of the benefits you’ll enjoy if you opt for this type of authentication system.

  • Reduced Risk of Employee Carelessness – Any time you have employees, there are some inherent risks of carelessness and human error. Those risks can threaten the integrity of your network and computer systems. With two factor user authentication, your computer systems won’t be in jeopardy over a written list of passwords left in a desk drawer absentmindedly. In addition it protects against accidents like access cards being left in a public restroom. One of those components alone isn’t going to grant access to any computer systems. A would-be intruder would need both components to gain access to the employee’s system.
  • Protection Against Password Crackers – Most password cracking systems try a barrage of computer-generated passwords based on common user password behavior to try to locate the correct password for a system. If your employees don’t create particularly strong passwords, this can threaten the integrity of your systems. However, with two factor user authentication, even if a password cracker were to succeed, the would-be hacker would still be missing the additional authentication method.
  • Reduced Demand on Your Support Staff – When system integrity is a concern, including things like strong passwords, your technical support staff often spends a lot of time creating and distributing strong password reminders and prompts for password changes. In addition, when you require auto-generated or especially strong passwords, staff may find themselves tied up with forgotten password or password reset phone calls. Allow your technical support staff and your office personnel to maximize their work time by eliminating these types of calls and the lost productivity for the employee who is locked out of their workstation. When you opt for two factor user authentication, passwords can be easier for people to remember since they aren’t the only element of access control. Your employees can happily choose their kids’ names, pets or even their anniversary dates as passwords without affecting the integrity of your company’s network.

Two factor user authentication can be a great investment for most any business. As you can see, there are many benefits to putting a system like this in place. After all, the security and data integrity company’s network and workstations should be a top priority. For that reason, additional authentication methods are worthwhile. Before you lock into any security measures or turn things over to your network security staff, consider asking about this type of solution.

Learn more about grvty multi factor authentication by reaching out to a local company that deals with security.